TIP: 5 Questions You MUST Ask A Roofer

It is also important for a roofing contractor to carry workers' compensation insurance, which will cover medical bills and lost income for injured employees. Workers' compensation insurance is required in many states, including Illinois. It may not be mandatory in every state but roofing contractors should have it. Insurance To protect themselves against lawsuits, property loss, and other possible costs, roofing contractors should have a policy. Some policies include workers' compensation for injured employees and commercial auto insurance.

In addition to these types of policies, a roofing contractor should also purchase general liability coverage, which covers legal defense costs. Some policies also include a tool and equipment policy, which protects the contractor's tools and materials from theft. These policies should cover any potential liabilities and expenses that may arise from a jobsite accident. Licensing The proper license is a must for roofing contractors. This license must be renewed annually.

Different states have different licensing requirements. Before you start your business, it is important to be familiar with the requirements in your state. If you are unsure of the requirements in your state, consult your application advisor. Look for Roofing Contractors Who Have Workers Compensation Insurance Five questions: you must ask your roofer As you're, going through the process of interviewing different roofers talking to them, trying to get a feel for who is going to be the best one to do your job.These five questions should rise to the top when you're having these discussions with them.So question number one: what is your office address?Why do you need to ask that Kind of gives you an idea of how legitimate of a contractor they are?If they're operating out of their basement or something like that, that may not be a good indication for you Question number two: what is your contractors license?Number Boy?That'S really important!If you're, here in the El Paso County area, that's all covered by Pikes Peak regional building department - and they issue license numbers to contractors who are licensed here.If the contractor isn't licensed here, he can't pull the permit, which is required for your re-roof job.Question number three: do you have workers comp insurance Boy?

5 Things To Look For In A Roofing Contractor We'Ve talked about that a lot through our videos.If a contractor or the subcontractors don't have workers comp insurance and there's an injury on the job, you as the homeowner or your insurance company could be liable.Don'T forget to ask that question Question number four: do you require any money up front?Some roofers are going to tell you hey.I'Ve got to collect money up front because that helps them pay the bills.Well, a legitimate contractor is going to be able to pay his bills without collecting money up front for you and Colorado Senate bill 38 governs how a roofer can and can't collect money as a deposit payment from you as a homeowner Do your research on that one and kind of figure out if the roofer is asking you for money up front if it's a legitimate request or not Question number five: will you help me pay my deductible?That'S kind of a trick question and the reason I say it's a trick.

Things to Look for in a Roofing Contractor If you need to, If you've got any other questions for us, please give us a call at our office phone number right up here.719. 433.6991, you can also visit our website right down here.Homesteadroofingcolorado.Com We'Ve got a ton of information out there for you: lots of tips, lots of education to help you through this whole process And hey.If you like this video, please give us a thumbs up, we'd love to know what you think as well.So please leave us a comment down in the comment section below Let us know well what you thought about this video, but also, let us know what kind of videos you'd like to see us make in the future.We'D love to have you subscribe to our channel.So please click the subscribe button and click the bell button up.There so that way you get notified when we've got new videos.I'M Tracy Bookman and we'll see you on our next Tuesday tip video..

Things to Look For When Hiring A Roofing Contractor Question is because roofers it is against the law for roofers in Colorado to pay wave or discount your deductible in any way, shape or form, or even promised to do that.So if you ask a roofer, will you help me pay my deductible and he says well sure we can do that.That really is a good indication that you should discount that roofer right there And here's a bonus question that you can ask your roofer Do you have a satisfaction guarantee, So if the roofer does a really poor job, do you have any recourse with that contractor at all?So if they really screw something up or they're doing things wrong?Are you just stuck with having to give them money under the threat that they're gon na file a mechanic's lien on your property or they're gon na send the collections agency after you?You want to know that if there's a major issue that can't be resolved just like with other purchases that you make, do you have the assurance that you're gon na get your money back.

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