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If the player did not ask for a card, the banker draws a third card with a total of five or significantly less, but not with six or 7. If the total is 7 or much less and the active player has named 'carte', the banker deal's one card face up, which will be added to the players' hand. If the total is eight or 9 the banker automatically wins the coup - the player cannot have a third card in this case. Note that in Chemin de Fer, unlike Punto Banco, players do not have a decision on which side to bet. The banker's stake is for the banker's hand and bets by other players are on the players' hand. Immediately after all the players have had a turn to bet, if the total amount of their bets does not cover the bank, spectators may well also be allowed to place bets until the total of reaches the bank worth.

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