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- anxiety
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- publish-traumatic stress
- extreme grief
- alcohol or drug abuse
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- inability to sleep (or excess sleep)
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Using an LC in lieu of a mortgage is less expensive since interest isn’t due until the LC is funded. Also, borrowers don’t report contingent loans on stability sheets until they are funded, leaving them a cleaner stability sheet and the appearance of less debt. Sometimes, the lender’s obligation to fund the borrower up to the amount identified within the LC decreases as the borrower draws down the assured quantity. Their obligation terminates when the total guaranteed quantity has been lent or at the top of the guarantee interval. Funds superior beneath an LC are handled as a mortgage with the previously negotiated payment terms and sometimes documented separately.

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