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But general profit for the same period was $68.four billion, as the end result of float. Some insurance-industry insiders, most notably Hank Greenberg, don't believe that it's possible to maintain a revenue from float endlessly with out an underwriting profit as well, however this opinion just isn't universally held. Reliance on float for revenue has led some trade consultants to call insurance companies "funding corporations that raise the cash for his or her investments by promoting insurance". Subrogation – the insurance firm acquires authorized rights to pursue recoveries on behalf of the insured; for instance, the insurer could sue these responsible for the insured's loss. The Insurers can waive their subrogation rights by using the special clauses.