Microcredit - Banglapedia
Grameen Financial institution offers credit score without collateral for a broad group of income technology and asset creation activities. It also provides housing loans to its members. Throughout the FY of 2009-10, its cumulative disbursement of microcredit stood at Tk 91.9 billion which was in excess 28% than the previous years. The number of its borrower members rose to 90,000 and 95% of them were women. It operates in greater than 45,000 villages. Other giant microcredit programmes in Bangladesh that observe Grameen's group-primarily based approach embody brac, an NGO with more than 1 million members, and the Bangladesh Rural Growth Board (BRDB), a government company offering microcredit to about 500,000 members. The DYD of the Ministry of Youth and Sports activities is implementing the Thana Resource Growth and Employment Project (TRDEP) which provides microcredit following a family-based strategy in organising target beneficiaries. NGO sponsored poverty alleviation programmes organise their target teams based on among different things, gender (eg Grameen Bank), occupation (eg BRAC) or size (eg BRDB).
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