Microcredit - Banglapedia
Grameen Financial institution gives credit score without collateral for a broad group of revenue era and asset creation activities. It additionally offers housing loans to its members. Throughout the FY of 2009-10, its cumulative disbursement of microcredit stood at Tk 91.9 billion which was in excess 28% than the earlier years. The number of its borrower members rose to 90,000 and 95% of them had been girls. It operates in greater than 45,000 villages. Other giant microcredit programmes in Bangladesh that follow Grameen's group-based method embody brac, an NGO with more than 1 million members, and the Bangladesh Rural Growth Board (BRDB), a authorities agency providing microcredit to about 500,000 members. The DYD of the Ministry of Youth and Sports activities is implementing the Thana Resource Improvement and Employment Mission (TRDEP) which supplies microcredit following a household-primarily based method in organising target beneficiaries. NGO sponsored poverty alleviation programmes organise their goal groups based on among different things, gender (eg Grameen Financial institution), occupation (eg BRAC) or measurement (eg BRDB).
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